Mortgage Solutions - Pavilion Mortgages

We understand that securing a mortgage is a significant step. With over 10 Years of experience, our dedicated team is committed to guiding you through every stage, ensuring a transparent and stress-free experience

Residential/Commercial Purchase

Securing a home is a significant milestone. Our residential mortgage services are designed to simplify the process:

Personalized Financing Options: We offer a variety of mortgage products to suit your financial situation and homeownership goals.
Competitive Rates: Benefit from favorable interest rates that make homeownership more accessible.
Expert Guidance: Our team provides step-by-step assistance, from pre-approval to closing, ensuring you make informed decisions.

Investing in commercial properties requires strategic financing. Our commercial mortgage services cater to businesses and investors seeking to expand their portfolios:

Diverse Property Financing: We finance various commercial properties, including multi-family units, retail spaces, office buildings, and industrial facilities.
Customized Loan Structures: Our solutions are tailored to align with your business objectives and financial strategies.
Industry Expertise: Leverage our deep understanding of the Canadian commercial real estate market to secure optimal financing terms.

Residential/Commercial Refinance

Refinancing your home can offer several advantages:

Access Home Equity: Utilize up to 80% of your home’s appraised value to fund major expenses such as renovations, education, or purchasing a second property.
Consolidate Debt: Combine high-interest debts into a single, manageable mortgage payment, potentially reducing your overall interest costs.
Secure Better Rates: Take advantage of lower interest rates to decrease your monthly payments and overall borrowing costs.

For businesses and investors, refinancing commercial properties can provide:

Improve Cash Flow: Adjust your mortgage terms to reduce payments, freeing up capital for other business needs.
Fund Expansion: Access equity to invest in new opportunities, such as property acquisitions or facility upgrades.
Optimize Loan Terms: Refinance to secure more favorable interest rates or loan structures that align with your business strategy.

Residential/Commercial Private 1st & 2nd Mortgages

1st Mortgages
Ideal for property purchases or refinancing. We provide competitive private lending solutions when traditional banks say no.
2nd Mortgages
Access the equity in your home or commercial property without affecting your primary mortgage. Perfect for renovations, business funding, or emergencies.
Residential & Commercial Options
Single-family homes
Condominiums & townhomes
Multi-unit properties
Commercial buildings
Industrial & mixed-use properties

Reverse Mortgage

A Reverse Mortgage is a special type of home loan that allows you to access the equity in your home without making regular payments. Instead, the loan is repaid when you sell the home, move out, or pass away. It’s an excellent option for seniors who are looking to:

Supplement retirement income
Pay off existing debts
Cover home repairs or medical expenses
Finance travel or personal goals

Benefits of a Reverse Mortgage

Stay in your home: Continue living in your property while accessing its equity.
No monthly payments: You don’t need to make monthly payments towards the loan balance.
Tax-free income: The money you receive is tax-free, making it an ideal option for retirees.
Flexible payout options: Choose how you receive the funds — lump sum, monthly payments, or a line of credit.
Non-recourse loan: You’ll never owe more than your home’s value, even if property values decline.

Trusted Experts: Years of experience helping Canadian seniors secure reverse mortgages.

Transparent Process: No hidden fees or surprises — just clear, honest advice.

Personalized Solutions: Tailored recommendations based on your unique needs and goals.

Fast Approvals: Get quick access to the funds you need, when you need the

Construction Financing

Construction Financing is a short-term loan that provides the funds necessary to complete a construction project. Unlike traditional mortgages, construction financing is typically disbursed in stages as the project progresses. This financing option is perfect for:

Build your dream home with the financial backing you need. Whether you’re constructing a single-family home, duplex, or multi-unit building, we provide:

Custom home financing

Renovation loans for home upgrades and extensions

Construction-to-permanent loans, which convert into a traditional mortgage once construction is complete.

Build your dream home with the financial backing you need. Whether you’re constructing a single-family home, duplex, or multi-unit building, we provide:

Custom home financing:
Renovation loans for home upgrades and extensions
Construction-to-permanent loans, which convert into a traditional mortgage once construction is complete
Flexible repayment terms to suit your budget

For developers and business owners, our commercial financing solutions are designed to support a wide variety of construction projects, including:

Office buildings & mixed-use spaces
Retail centers & restaurants
Industrial properties & warehouses
Multi-family residential complexes
Land development projects

Agriculture Financing

Agriculture Financing refers to the funding provided to farmers, ranchers, and agribusinesses for the purpose of agricultural production and operations. It can cover a wide range of activities, from planting crops and buying livestock to purchasing machinery and investing in infrastructure.Our agriculture financing solutions include:

Working Capital Loans
Manage day-to-day expenses and seasonal cash flow with short-term loans designed to keep your business running smoothly.
Equipment Financing
Purchase or lease the machinery and equipment you need to improve your farming operations, from tractors to irrigation systems.
Land & Property Loans
Secure financing to buy new farmland or expand your existing property. Our long-term loans provide flexible repayment options.
Crop Financing
Get the funds you need to plant, grow, and harvest your crops. We offer tailored financing based on the specifics of your growing season.
Livestock Financing
Whether you’re raising cattle, poultry, or other livestock, our financing solutions help you buy, raise, and manage your herd.
Agri-business Expansion Loans
Expand or upgrade your agri-business operations, from building new facilities to scaling up production.

First-time Homebuyers

We understand that buying your first home is an exciting yet overwhelming experience. That’s why we’re here to guide you every step of the way. From understanding your financing options to closing the deal, we offer personalized services to help you make informed decisions and secure your dream home with ease.

Expert Guidance: Navigating the home-buying process can be confusing, but our team is here to simplify it for you. We’ll explain everything you need to know, from pre-approvals to closing costs.
Tailored Mortgage Solutions: We offer a variety of mortgage options specifically designed for first-time buyers, helping you find the perfect fit for your financial situation.
Fast & Easy Pre-Approvals: Get pre-approved quickly so you can start shopping for your home with confidence.
Access to Government Programs: We help you take advantage of government incentives and programs available for first-time home buyers, like first-time buyer rebates, down payment assistance, and more.
Transparent Process: No hidden fees, no surprises. We keep you informed at every stage of the process.

Rental/Investment Properties

Rental and investment properties can be a powerful way to build long-term wealth. Benefits include:

Monthly rental income

Property appreciation over time

Tax advantages for investors

Equity growth with each mortgage payment

Diversification of your investment portfolio

We offer flexible and tailored mortgage solutions for:

Single-family rental homes
Multi-unit residential properties (duplexes, triplexes, 4-plexes)
Condominium rentals
Vacation rental properties
Commercial mixed-use properties
Buy-and-hold investment strategies
Fix-and-flip projects

Whether you’re an experienced investor or just getting started, we can help you secure the right loan with terms that match your investment goals.

Residential/Commercial Purchase

Residential/Commercial Refinance

Residential/Commercial Private 1st & 2nd Mortgages

Reverse Mortgage

Construction Financing

Agriculture Financing

First-time Homebuyers

Rental/Investment Properties

Get the Right Mortgage, Right Here.

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